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STOP another loan will not clear your debt, it will just prolong it...
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We offer a full online form service which will take just 15 minutes to complete, that will be your first step to the financial independence you once had, and could have again. So don't take on another loan, as you can see below, clear debt, not prolong it.
Let us help you — With most financial problems, the one that most people turn to, is to try to borrow their way out of debt, this creates a vicious circle which can only make matters worse as payments become increasingly difficult to make. As the arrears steadily grow you find yourself spending more time dealing with irate creditors. Which one do you pay this month? is often the question. Planning for the future becomes almost impossible as the increased worry of debt never seems to diminish, even though you have most probably committed most of your income to paying them off.
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Behind on your bills? — The very nature of our business means that we deal with dozens of similar cases each week and so our vast amount of knowledge and experience gives us an insight into your troubled situation and how debt affects those close to you.
Don't want to open your mail? — You have now made the first positive step in reducing or eradicating the immense pressure that you are experiencing. The stress that you carry also has a great effect on your family, friends and relationships. You have probably noticed that every minute is a worry and you are distracted in almost everything you do, as your life is taken over by bill after bill, debt after debt.
Let us help you — With most financial problems, the one that most people turn to, is to try to borrow their way out of debt, this creates a vicious circle which can only make matters worse as payments become increasingly difficult to make. As the arrears steadily grow you find yourself spending more time dealing with irate creditors. Which one do you pay this month? is often the question. Planning for the future becomes almost impossible as the increased worry of debt never seems to diminish, even though you have most probably committed most of your income to paying them off.
As you probably default on most of your bills, managing debt should become your main priority. Whether you have become a bad debt because of job loss, redundancy, illness, interest rates, APR, AER, or to many credit cards. Now is your chance to escape serious debt, and give yourself the freedom of being solvent again, as we have the solution, let APR work for you and your new savings.
Every week Debts Manager (debtsmanager.com) helps hundreds of people just like you move towards a debt free life. We offer one main service, individual voluntary arrangement (IVA), this does not carry the stigma associated with going bankrupt, you are going insolvent, which means that in the eyes of the law, your out goings are more than your income.
Debts Manager will work with you and others to give you the ability to take control of your life again, and help you and your loved ones, move towards a brighter debt free tomorrow.
Our advice is free, we will review your circumstances, and tell you within a few days if we can help.
Don't give up, don't think that another loan over a longer period is the answer you have been looking for, we have the alternative. Contact us for free advice, if you owe more than £15,000 to 3 or more creditors and earn a salary. You have a better choice – you really can enjoy a debt free future. Take back control of your life, don't let large debts drive you down. Fill in the online form.
IVA: the best way out of serious debt
The Individual Voluntary Arrangement (IVA) has helped many thousands of people out of debt since it first appeared in 1998. An IVA means you can avoid the trauma of bankruptcy but you need to have debt over £15,000 and be in regular employment.
The IVA is a legally binding agreement – it protects you against any further action from your creditors. You can realistically be debt-free in five years.
With an IVA, you agree with your creditors that you'll pay only what you can afford. That means a single payment each month over the five year period. Your creditors agree to write off as much as 75% of your debt and leave you alone. Do you qualify? Find out by Filling in the online form.
You can be debt free in 60 months — With most debt it is usually the huge interest charges which prevent a large chunk of capital from being noticeably paid off your debt. We are able to assist you to legally make a private arrangement with you creditors which would drastically reduce your debt and cancel the interest charges. Thereby allowing for affordable payments.
Avoid bankruptcy — If not dealt with quickly and in the correct manner, your creditors may take action and you could lose everything, you have spent years building. Above all, it is crucial to avoid bankruptcy and the stigma that surrounds it. The situation has been simplified, but in these matters we can endeavour to help you :
Let us put you back in control — Your creditors will probably accept this because they will realise that you are physically unable to make a full repayment. On a personal basis all unsecured creditors should agree to the arrangements. In fact we only need to achieve a 75% majority.
By using our services you are ensured of the very best professional advice and legal representation possible, who will prepare your case in such a manner that will be acceptable to your creditors.
IT IS CRUCIAL THAT YOU ACT NOW TO ENSURE THAT A FRESH FINANCIAL START IS ONLY A MATTER OF WEEKS AWAY. WE CAN ONLY GUARANTEE YOU SUCCESS, IF YOU ACT BEFORE ITS TOO LATE. THE SITUATION WILL NOT GET ANY BETTER BY WAITING UNTIL TOMORROW.
